Insurance companies offer a variety of different policies to cover your vehicle, from liability-only to full-coverage auto insurance. To help you decide what kind of coverage is right for you, Andalusia's insurance specialists at the Ron Nall Agency are here to explain the various policies they offer to their Alabama neighbors.

Different types of Automobile Insurance:

• Liability Coverage: pays for damage to other people's vehicles and bodily injury when you cause an accident. If the other driver files a lawsuit, it may also pay for the costs of your legal defense.
• Medical Payments Coverage: will pay for your medical expenses if you're injured in a car accident, no matter who was at fault. This type of insurance usually doesn't involve copays or deductibles, making it a low-cost option that could save you a great deal of money.
• Collision Coverage: protects your car against damage caused by collisions with other vehicles, hitting a stationary object, or a vehicle rollover. Without it, the cost of repairs from even a minor accident can be prohibitive.
• Comprehensive Coverage: is there to pay for damage inflicted on your vehicle from freak weather events like hail and wind damage, as well as other incidents like theft and fires. This is extremely important for new, high-value vehicles.
• Uninsured Driver Coverage: pays for damages caused by another driver who doesn't have the state-mandated liability insurance. Without it, you may find yourself paying those bills yourself.

Your agent at Ron Nall Agency will help you decide the right combination of policies you need for full coverage auto insurance. In addition to offering car insurance, Ron Nall Agency also provides other forms of coverage, including everything  from health insurance and home insurance to renters insurance. Visit their website to learn more, or call (334) 222-3106 for quotes today.