Coverage may be the last thing on your mind as you daydream of enjoying summer on the lake. However, if you plan to take the boat out this coming season, comprehensive insurance will give you peace of mind and protection in worst-case scenarios. Kleppinger Insurance, LLC, provides quality products to Bethlehem, PA, residents. Below they outline why you can’t put off getting this policy. 

Liability Will Cost You

While the thought of boating often inspires notions of fun, leisure, and family time, if an accident happens and you’re without coverage, you may incur exorbitant liability fines. The one at fault is often responsible for the cost of the other party’s boat repair, medical expenses, and legal fees. As a hefty financial burden, it’s worth buying insurance and sparing yourself the grief if something goes wrong.

Emergency Rescue & Recovery Are Necessary

Unlike with auto insurance, which often covers wreckage cleanup for a car, if you are in a boating accident and uninsured, you will have to pay for the removal, as well as any damages your vessel causes. For this reason, it’s worth investing in the right policy that includes these expenses.  

You Might Qualify for a Multi-Policy Discount

By adding a boat insurance policy to your overall coverage this summer, the provider might offer a discount for bundling one or more plans with their company. Moreover, those who participate in safety courses and maintain a positive boating record often qualify for additional reductions in pricing. 

If you plan on sailing this summer and need to purchase insurance—or have a professional review your current policy—speak with a seasoned agent at Kleppinger Insurance, LLC. Their team provides a range of diverse and quality product options and will tailor a plan that suits your specific needs and lifestyle. Call today at (484) 357-1485 to schedule an appointment. You can also visit the website to request a quote.