New York City's Taxi and Limousine Commission — TLC — is responsible for licensing drivers and vehicles that transport passengers in the city. It can be a lucrative enterprise, so if driving a taxi or limousine is something that appeals to you, the information below will help you achieve that goal. P.D.H. Insurance Brokerage, an experienced TLC insurance broker in Valley Stream, NY, describes how to get your TLC license.

5 Steps to Getting Your NYC TLC License

1. Acquire an Approved Vehicle

NYC approves various vehicles for use under the TLC license depending on the type of driving you'll do. For instance, if you intend to be mobility accessible, you'll want a handicap-equipped minivan; or, if you want an alternative fuel license, you can lease or purchase a hybrid. Cars must be seven years old or newer, though a vehicle with fewer than 500 miles on the odometer need not pass a TLC inspection.

2. Select a Dispatch Base

Next, you must choose a dispatch base through which to receive passengers. The base must be approved by the TLC. For example, companies like Uber® and Lyft® typically operate approved dispatch bases. Once you have reached an agreement with the base, they'll provide a "base letter" stating you are affiliated with them as a driver.

3. Acquire TLC Insurance

TLC insurance is a minimum amount of liability and no-fault coverage required to operate a livery vehicle in the city. You need bodily injury liability coverage of $100,000 per person to a maximum of $300,000 per accident, $200,000 in no-fault coverage, and $10,000 of property damage liability coverage.

4. Prepare & Submit Your Vehicle License Application

You can apply online for your license; simply click on the "Apply for New License Tab" and fill it out as directed. Upon approval, you will be sent a "plate letter" which you will take to the Department of Motor Vehicles when registering the vehicle.

5. Get Your TLC Plates

Take the plate letter and proof of TLC insurance to the DMV to register the vehicle and pick up your plates. You must pay a registration fee. Attach the plates to the vehicle, and contact your dispatch base to help you schedule an inspection of the vehicle's emissions and safety equipment.

If you're interested in a TLC license in New York City, you'll need adequate TLC insurance. The best place to buy it is from P.D.H. Insurance Brokerage, the most trusted insurance broker in Valley Stream, NY. They specialize in TLC, motorcycle, and auto insurance, so they have the expertise to provide you invaluable advice and guidance. Visit their website to send them an online quote request, or call (516) 561-5227 to discuss your options with a friendly professional.