Have you discussed how to file an auto insurance claim with your agency? If not, it’s wise to familiarize yourself with the process should an accident occur. Siemers Insurance Agency, LLC has been providing quality products to their Cincinnati, Ohio, clientele for years. Below, their qualified team outlines the process for filing an auto claim. 

How to File an Auto Insurance Claim

What Information You Need

After an accident, call your insurance provider to begin the claims process. An adjustor will be assigned to your case. This person will be the intermediary between you, the other insurance company, the body shop that will perform the repairs, and other parties involved in the accident. Initially, you will be asked to provide basic information, such as your driver’s license number, date of birth, home address, and work phone number. This adjustor will also record your account of the incident, so have the immediate details handy. If a police report was filed, those details should be included, as well as any witness information. 

Why You Should File Immediately

Once you are in a safe place away from the accident site, it is crucial to immediately notify your auto insurance company and recount the details of the accident while they are fresh in your mind. The agent you speak with will suggest the best course of action for you and your automobile. If you’re injured, go to the emergency room immediately. In this instance, you may be transported by emergency services that were called to the site. If you’re able to drive, go straight to the hospital to determine if your injuries are serious. 

How Working With a Claims Adjustor Will Help

Your claims adjustor will be your contact from the moment they are assigned to your case until it’s closed. They will also act as your guide in discussions with the other party’s insurance company. Unless you involve a lawyer in your case, the adjustor will help settle the case and ensure all of your medical bills and damages are paid. 

If you or a loved one are unsure of how to file an auto insurance claim or curious about your coverage, speak with a professional. The expert team of agents at Siemers Insurance Agency, LLC is proud to match each client with the best package for their needs. Call them today at (513) 469-8877 or visit their website for more information.