Spring cleaning is not just about removing clutter—sparing your space of crowding and congestion can actually save money on your insurance, too. Mitchell Insurance Agency, LLC, in Texas County, MO, has been helping residents find the products they need for over 65 years. Here, the seasoned team shares some insight about the lesser-known pratfalls of an unkempt interior and how to spruce up your space to avoid liability.

Look for Potential Problems in Each Room

As you begin cleaning, take a closer look at your surroundings too. Is the ceiling leaking? Is there a large tree branch lingering too close to the window? If left alone, water or wind damage may cause you to file a home insurance claim. Enlist a professional to inspect and fix potential problems before they worsen.

Remove Clutter to Reduce Falling Risks

Unfortunately, anytime someone visits your house, there is always a risk of them getting injured on your property. If that happens and they file a claim, you’ll need liability insurance to cover medical costs. Instead, as you’re cleaning out each room, check for hazards. Is your bookshelf secured to the wall? Is there a handlebar on your front steps? Can you remove that box of files sitting in the middle of the office? Be mindful of the various physical risks involved, such as slip and falls. 

Remove Items That Aren’t Necessary Anymore

Spring cleaning isn’t just about dusting. Sift through your belongings and decide what to throw away and what to keep; toss or donate any item you haven’t used in the past six months. Paper clutter is also easy to address. Set up a few recycling bins throughout the house, so you have a destination for those old magazines or paperwork—instead of having the pile grow. While you’re there, check on your insurance coverage and make sure your household inventory is up to date. In the case of a claim on your personal property, you will be required to provide an inventory. Have you added a new addition to the family? Moved homes? If so, call your agent to see if you can update your plan.

After you’ve finished spring cleaning, let the professionals at Mitchell Insurance Agency, LLC, review your coverage. Whether aspects of your life have changed that require an update, or you’d like a more comprehensive insurance plan, their team will find the right product to suit your needs and budget. To schedule an appointment, call today at (417) 967-2140, or visit them online to review the range of services they offer.