Getting your car repaired after an accident can sometimes be as stressful as the damage itself. If you have auto coverage in place, you’ll need to find a reliable shop to have insurance repairs performed. This process can sometimes be tough to navigate, especially if it’s your first time making an insurance claim. Here are the answers to a few common questions to help you through this process.

Frequently Asked Questions About Insurance Repairs

1. Where Can I Get Repairs?

Some insurance companies will recommend a specific auto body shop to perform repairs. However, the choice is ultimately up to you. While some agents will pressure the policyholder into selecting their recommended shop, getting quality service from a business you trust is essential.

2. How Can I Find a Reliable Auto Repair Shop?

A shop should have experience servicing the type of vehicle you own and performing the necessary repairs. Browse through online reviews on sites like Yelp to get a feeling for a company’s customer service and professionalism. You can also ask family or friends for referrals. Lastly, find out whether a shop offers warranties on their work in case there are any issues with the repairs.

3. What Repairs Are Usually Covered by Insurance?

Different types of insurance coverage afford protection for different repairs. For instance, collision coverage reimburses you for repairs if you strike another object while driving, such as a tree or another vehicle. You can also choose a comprehensive policy, which covers repairs for problems like glass damage, vandalism, and collisions with animals.

4. How Do I Get My Insurance Company to Pay for Repairs?

Before getting your car repaired you’ll need to secure a quote for work, which will then be passed along to your insurance company. In some cases, your insurance company will claim an estimate is too high, which may entail getting a few different quotes or using the shop selected by the insurance company. Also, you may have coverage limitations. If repairs exceed your insurance limits, you may need to pay for a portion out of pocket.

Whether you need insurance repairs or are paying for work on your own, Murray's Body Shop Inc. in Goshen, NY, provides professional service at reasonable prices. With more than 65 years of experience, these trusted mechanics can tackle even the toughest auto body repairs on a wide variety of vehicles. They also offer free estimates. Schedule service by calling (845) 294-6139 today, or visit the website to see the complete listing of services.