Watertown, Connecticut
619 Main St
Watertown, CT 06795
860-274-8882

How to Get Low Auto Insurance Rates for a Teen Driver March 26, 2018

Watertown, Litchfield
How to Get Low Auto Insurance Rates for a Teen Driver, Watertown, Connecticut

If you are raising a teenager, an upcoming 16th birthday can be a significant source of stress and excitement. If your teen will be driving, it’s imperative they are placed on your auto insurance policy. While you might be concerned your overall rates will skyrocket, there are ways to keep costs down when adding a young driver to your policy. Kalita Agency in Watertown, Connecticut, has been providing quality insurance products to their clients for years. Below, their professionals explain how to get the best rates for your teen driver. 

Low-Cost Ways to Add Your Teen Driver to Your Auto Insurance Policy

The Car They Drive

As with adult drivers, insurance companies will consider the type of car your teen uses. Opt for a sensible and safe car if you are adding another vehicle to your policy. Sporty cars are usually more expensive to insure. Since your teen doesn’t have a previous driving record, this factor can heavily influence their coverage amount.

Their Grades

If auto insuranceyour teen has impeccable grades, you may be eligible for a discount. Insurance companies tend to offer lower rates to students with solid academic records, as well as any advanced degrees. Mention this to your agent, and encourage your teen to maintain their grades.

How They Drive

Insurance providers look at previous driving history to determine a driver’s rates. That’s why it’s important for your teen driver to start off on the right foot. They can establish a lifetime of good driving habits and affordable insurance rates if they start and maintain a solid record. Inform them of this, as well as how previous claims or accidents will follow them around. 

Whether you’re looking for affordable insurance for your teen or more cost-effective coverage in general, speak with a professional at an insurance agency. The qualified staff at Kalita Agency will find you the ideal auto insurance policy at the most affordable rate. Call them today at (860) 274-8882 or visit their website for more information. 

Other Announcements, Events and Deals from Kalita Agency Inc
The Top 4 Ways to Slash Homeowners Insurance Costs, Watertown, Connecticut
After the time, effort, and money is put into securing your dream home, protecting your property and the possessions inside must be a priority. Homeowners insurance is desi...read more
3 Reasons to Choose an Independent Insurance Agency, Watertown, Connecticut
Purchasing insurance is important to protect your life and assets in the event of an unexpected or emergency situation. Because there are so many types of coverage you may need ...read more
Common Questions to Ask When Shopping for Homeowners Insurance , Watertown, Connecticut
Buying a home is likely the largest financial commitment you’ll ever make. This is why finding the right homeowners insurance is just as important as finding the perfect property.&nb...read more
5 Health Insurance Terms Everyone Should Know, Watertown, Connecticut
Choosing a health insurance policy is difficult enough, especially with all the dense jargon and industry terms. Getting the coverage you need means weighing a variety of factors, in...read more