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As a farmer, you understand that keeping your crops safe requires more than just good field skills. After all, there are insects to contend with, seasonal changes you can’t control, and even vandals to combat. However, with the help of a comprehensive policy, you can protect your business from various threats surrounding your field and farm. Here are a few of the most common issues your crop damage insurance will cover.

What Crop Damage Insurance Protects Against

1. Insects

Harmful insects are a farming nightmare, no matter what you grow. A small infestation can lead to devastated crops in a matter of weeks. Though the types of pests vary based on what you’re planting, insurance helps to cover the damages, giving you peace of mind that a potentially meager harvest will not be financially devastating for your farm and family.

2. Mold & Fungus

Even with the proper care and tending, mold and fungus can wipe out your fields, attracting pests, insects, and threatening the health of the entire farm. Affected crops cannot be sold and are typically a total loss, but crop damage insurance helps to make up the difference. While you’ll still have to work to save the rest of your items and contain the spread, your policy will reduce the impact the situation has on your operation.

3. Weather-Related Damage

Crop Damage InsuranceWhen the weather is great, farmers have little to worry about; but, you can never control the amount of rainfall your fields get each year. Both drought and floods can destroy whole acres in a matter of days, ruining your harvest before the growing season is over. Insurance offsets the financial loss of a damaged field, so you can more easily prepare for the next year.  

 

Let the experienced agents at Nebraska Crop Insurance Agency in Beatrice help you find the right crop damage insurance for your operation. Their experienced team understands that no two farmers are alike and will present the policy that best suits you and your business. Learn more about their range of products and services online, and call (402) 223-2694 to speak with a representative and get a free quote today.

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