If you run a business, it’s essential to protect your assets, staff, and clients. It is in your best interest to purchase a comprehensive business insurance plan. At Mitchell Insurance Agency LLC in Houston, MO, they regularly counsel clients on selecting the right products for their unique situations. To help you in the endeavor, they will explain coverages you should consider. Following are a few of the many coverages available to businesses.
General Liability for Extensive Coverage
When you require business insurance that provides expansive coverage for issues such as property damage, medical expenses, on-site accidents, and product/completed operation situations, general liability insurance is your best bet. Investing in general liability insurance also shows your clients a commitment to providing them with the utmost level of service, as well as protecting their interests should anything go wrong. Don’t forget to add coverage for your vehicles too.
Protecting Your Assets
Depending on your type of business, you may have buildings, business personal property, inventory, mobile equipment, or tools that you need to protect. Property coverage can be packaged with your general liability for a discounted rate. This can either be accomplished with a Businessowners policy or a Package policy. And, in case of a covered loss that may suspend your business while repairs are being made, we can help you protect your income.
Protect Your Employees
It is important to have Workers Compensation to protect your employees in case of injury while on the job. You are required by law to have Workers Compensation if you have five or more employees, with the exception of contractors. Contractors are required by law if they have ONE or more employees.
Business insurance can be a little daunting at times, so if you’ve got additional questions, the professionals from Mitchell Insurance will be happy to answer them. For over 65 years they’ve been helping commercial and residential clients in the Texas County area find the best coverage options for their needs and situations. To schedule an appointment, call them today at (417) 967-2140, or visit them online for a closer look at what they have to offer.