Are you a business owner? With the colder winter months setting in, you might not realize how your business might be negatively impacted by the adverse weather conditions. Commercial insurance and business insurance can provide the protection you might need against the unexpected. Custis Insurance Service has been providing quality insurance products to the residents of Sheffield Lake, OH, and the surrounding areas for years. Below they outline exactly how the winter weather can create the unexpected incidents. 

Company Vehicles & Drivers

Whether your business operates with the use of a single vehicle or an entire fleet, it is imperative to set up the appropriate coverage in the event of an accident. If an employee drives their car or the company car while running a work errand, your business is ultimately liable if they are involved in an accident. Harsher weather elements increase the risk of an accident, making it even more important to both train the driver in proper winter driving, as well as maintaining the appropriate commercial insurance.

Employee Attendance & Pay

When the heavy snow and cold hits, there are days when your business might need to close its doors. In these instances, it might be wise to include a telecommuting option for those exempt or salaried employees who you are required to pay for a full day’s work. In addition, it can help to set up a plan of communication and work expectations during heavy snow days or power outages that prevent employees from coming into the workplace.

If you’re a business owner who wants to be prepared for the harsh winter elements, commercial insurance can provide the protection you need against unexpected accidents or incidents that might expose your business to liability. The professional insurance agents at Custis Insurance Service are on hand to assist you with questions regarding your coverage needs. Call them today at (440) 949-7171 or visit their website for more information.