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Workers’ compensation laws are in place to help injured employees cope financially until they recover. However, after an incident, many are uncertain about whether their particular kind of damage is included. In Lorain, OH, residents look to Miraldi & Barrett, Co. for answers to this and many other legal queries. They explain that you can determine whether your situation is covered by answering the following questions.

Questions to Ask to Assess Coverage

1. Does Your Employer Have Workers’ Compensation Insurance?

While most employers are required to carry workers’ compensation, not all are obligated to do so. In this instance, the first step to determining whether your injury is covered is to establish whether your boss has an active policy. Since it is mandated by most states, consult with an attorney about local requirements and the next steps to take if your company does not. 

2. Are You a Full-Time Employee?

attorneyThe second way to determine whether you’re covered is to find out your employee classification. To this end, only full-time workers are entitled to benefits. In some cases, staff may be classed incorrectly. Accordingly, you should check with your workplace regarding its method for classifying their members to check whether you’re eligible.

3. Is Your Injury Work-Related?

Lastly, your injury must be related to work for you to be considered eligible. That means it either occurred on the job site or while you were performing duties for your company. Additionally, unlike standard personal injury claims, negligence isn’t a consideration when requesting compensation.

From wrongful death to workers’ compensation, the personal injury attorneys at Miraldi & Barrett, Co. have the legal skill you need to face any complex claim. Named Ohio Super Lawyers for the past consecutive seven years, the team has the necessary dedication and expertise to ensure the best possible outcome. Call (440) 233-1100 to schedule a consultation with a top Lorain attorney. You can also visit the firm online for the full listing of practice areas.

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