Lincoln, Nebraska
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Lincoln, NE 68506
(402) 421-8800

What Is a Stair Lift & Does Insurance Cover It? October 8, 2017

Lincoln, Lancaster
What Is a Stair Lift & Does Insurance Cover It?, Lincoln, Nebraska

Stair Lifts are mechanical mobility chairs designed for the disabled and elderly who suffer from injuries, handicaps, joint ailments, etc. which make it difficult to climb stairs in their home. The device is attached to the stair pads of your staircase and allows you to move between floors with ease. On average, an installed Stair Lift can cost between $3000 to $5000 for a straight stairwell, or $10,000 to $15,000 if you have an ‘L’ or ‘U’ shaped staircase. With such a high price point, it’s smart to find out the different funding options to cover the costs.

A Guide to Stair Lift Funding

What Are the Medical Coverage Options?

Stair LiftsThe first place many seniors look to is Medicare or their health insurance plan. Unfortunately, it’s not a viable option because most all plans exclude this type of equipment, including Medicare. One type of insurance policy that could potentially cover a stair lift is a Nursing Home Or Long Term Care policy. If you own one of these plans, it is definitely worth exploring with your agent.

What Are Some Alternative Funding Methods?

Consider applying for grants through your local Area Agency On Aging. An expert can walk you through the process and help you fill out the appropriate applications. Additionally, you can buy a used stair lift for a reduced price. Another possible funding method is a rent-to-own option where you can pay a monthly bill within your budget. Most medical equipment supply stores will work with you to get you into a stair lift to make your life more safe and independent.

Coping with your lack of mobility can be a stressful and difficult situation. Fortunately, there are resources to will help you navigate these challenging times. Contact the specialists at Lincoln Mobility to discuss your concerns and find out how they can assist you. If you own a Nursing Home or Long Term Care policy, ask for Tim at Lincoln Mobility and he will be able to help you determine if your policy has benefits to cover a Stair Lift. Whatever your mobility needs may be, Lincoln Mobility can help you with scooters, stair lifts, bath safety equipment and much more. They’re the first choice in mobility devices for the residents of Lancaster County, NE. Call (402) 421-8800 or visit the website to learn more about their products and services.

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