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No matter how seasoned you may be at operating a boat, some standard safety tips that are crucial to follow anytime you’re out on the water. There are also a few beneficial things you can do off the water to further protect yourself and your passengers from harm. Before you head out to enjoy the sun and surf this summer, Tim Bryan Insurance advises freshening up on your boat safety knowledge and reviewing your insurance policy to ensure you’re adequately covered.

Below, this Andalusia, Alabama, insurance agent goes over some basic ways to keep yourself out of danger:

  • Make Lifejackets Available: It’s crucial to keep plenty of lifejackets aboard your vessel to accommodate anyone who might need one. If you or someone else on your boat isn’t a strong swimmer, you should never hesitate to utilize a lifejacket. Drowning accidents are an all too common an occurrence that can often be avoided.
  • Take a Safe Boating Course: Whether you’re a new boat owner or have spent much of your life on the water, taking a boating safety course can prove to be valuable. Rules and regulations frequently change, so it’s vital you’re up to date the most current guidelines. This may also save you some money on your insurance premiums.
  • InsuranceBe Weather Conscious: Before heading out on any body of water, it’s critical to check the weather conditions. A sudden shift in the climate can put you in a precarious situation that will be difficult to get out of if you’re already on the water. Be smart about the type of weather you boat in, and don’t take any chances if the forecast calls for storms or rough winds.
  • Avoid Drinking & Boating: Drinking and operating a boat is just as dangerous as drinking and driving. Even if your guests are drinking alcohol and it seems safe because there aren’t many other vessels around, it’s best to be responsible and refrain if you’re the one in charge of driving the boat.
  • Purchase Adequate Insurance Protection: Purchasing adequate insurance is one of the most important boat safety tips to follow. This will provide you with significant financial protection should you cause an injury or property damage. It can also cover repairs or the replacement of your vessel depending on the policy you choose.

Being proactive about boat safety will allow you to have a better experience on the water and prevent costly and injurious incidents from occurring. Contact Tim Bryan Insurance at (334) 222-1460 for additional information on acquiring insurance coverage, or visit him online for more details.

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