1. CONSIDER HIGHER DEDUCTIBLES

Raising your deductibles is the quickest and easiest way to lower your insurance premiums. 

1. REVIEW YOUR ELIGIBLE DISCOUNTS 

Things such as going paperless and paying in full can all add up to more savings.

1. SHOP USING AN INDEPENDENT AGENT

Independent agents can obtain optimal pricing and compare rates from multiple companies, ensuring your best interest at hand.   

1. CONSIDER DROPPING COLLISION ON OLDER VEHICLES 

Not only will this save you money, it will motivate you to drive (even more) safely!

1. BUNDLE YOUR INSURANCE

Having your auto and home with the same insurance company can often yield great savings.

1. TALK TO YOUR AGENT

There is no substitute for a comprehensive insurance review.

1. CH-CH-CHANGES….

Keep your agent informed about life changes, such as new drivers, if you are getting married or divorced, having a baby, or buying a new home!

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