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Whether you’re covering a personal or business vehicle, it can be hard to find a comprehensive auto insurance policy for a great price. However, there are ways to reduce your monthly premium and make coverage more affordable. Drivers in Lovington, NM, trust Western States Insurance Group to help them find affordable coverage that keeps them protected. 

Try these tips to lower your auto insurance rates:

  • Multi-Car Coverage Can Offer a Discount: If your family owns more than one car, tying the policies together can earn you a multi-car discount. Some insurers offer even more reductions when you also insure your home, boat, RV, or business with them. Ask your agent which bundles can help you save the most money. 
  • auto insurance Lovington NMInstall an Alarm or Recovery System: The cost of replacing a stolen vehicle is one of the highest risks for the insurance company, especially if you own a car that is highly sought-after. You may be eligible for a significant discount if you install and activate an alarm. Your discount can increase when you also have a registered recovery service track the location of your car.
  • Drive Safely to Avoid Getting Tickets: Many states record points on your driver's license for every moving violation you receive—and the surcharges pile up quickly. Following the laws, parking in legal spaces, and driving safely all keep your insurance costs as low as possible. Some policies offer forgiveness for your first violation, so this could be a good option if you’re concerned about your record.

Every auto insurance policy is different, so ask an agent to help you review your options to find a policy that offers safety incentives and discounts. To learn more about car insurance in New Mexico, call Western States Insurance Group at (575) 396-1318 and choose the prompt for personal insurance or choose to speak to a member of our commercial staff concerning business auto options.  Visit our website for more information. 

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