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Many people don't realize that simply having an insurance policy is not enough to protect them against liability if they happen to cause an accident. In fact, your insurer will only pay up to the amount of the policy, and if you're at fault you may be forced to pay for any damages in excess of that amount. Bottom line is that it pays to make sure you have all the insurance you need. Hartford, CT's injury lawyers at Peck & Peck Attorneys At Law urge you to speak with an agent because buying more insurance may not raise your premiums much, and can save you a significant amount of money later on.

According to these experienced personal injury attorneys, being underinsured means you don't have the coverage to replace the property you've insured, or lack adequate coverage to cover medical expenses or property damage in the event of an accident. This is especially important in auto accidents, which can often be incredibly expensive.

If you do cause an accident and the injury settlement is insufficient to cover the expenses of the other driver, you may be exposed to liability and may even have a lawsuit filed against you. If this happens, you could find yourself facing a large judgment, potentially ruining your finances for years to come.

The injury lawyers at Peck & Peck Attorneys At Law offer legal representation for those injured in auto accidents and other incidents throughout Connecticut. Visit their website to learn more, or call (860) 236-4782 to schedule a consultation with an injury lawyer today.

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