As people age, they often demand increased access to medical services. Due to the greater health care support required during senior years, it’s important to learn about the various federal and state insurance options that can help make coverage attainable. Without adequate insurance, many elderly individuals could afford the senior care services necessary to maintain a happy, healthy life for years to come. If you live in Georgia, continue reading to learn about your options.

Health Insurance & Senior Care

Medicare

As a federally-funded program, Medicare helps to pay for qualifying senior citizens’ health care needs. Medicare covers hospitalization, as well as outpatient services such as physical therapy and nursing visits. Those ages 65 and older are eligible for Medicare coverage. To qualify, the beneficiary or the beneficiary’s spouse must be eligible for social security benefits. To learn more about how to qualify for Medicare, visit AARP® online.

Medicaid

Both the state and federal government provide Medicaid health insurance. Medicaid specifically supports specific low-income individuals—including seniors—who need monetary support to attain the health care services they need. To obtain Medicaid benefits, applying online is mandatory. To learn about obtaining Medicaid benefits in the state of Georgia, visit this governmental benefits resource.

Private Insurance

Employers may provide private insurance or individuals may purchase it. There are various private plans to suit every need. Long-term care insurance, for example, is a private program, which helps cover the costs of assisted living, in-home care, and other senior care services. Also, Medicaid and Medicare do not cover these services. Those who qualify for Medicare but still cannot obtain the coverage they need may want to look into Medigap policies, which can provide supplementary assistance.

To learn more about senior care insurance options, consult the compassionate team from Tender Care. The caring team strives to help those in the Douglas, GA, area and beyond attain the valuable health and elderly support services they deserve. To learn more about how the organization supports seniors, visit the website. You can also call a friendly professional at (912) 384-8802.