When you're shopping for coverage, it's important to choose an insurance agency that offers help and guidance while you're designing a policy and support if you need to file a claim. This is true whether you're buying home, life, business, or auto insurance. Here are a few suggestions to help you find a respected agency that provides the best results at the lowest rates.

Top Qualities of a Reputable Insurance Agency

1. Independence

If you choose an independent agency instead of a "captive" one—or that represents only a single insurer—they can look through the offerings of numerous providers to find the best coverage and lowest premiums. Captive agencies are limited to the insurance products provided by their parent company.

2. Experience

Look for an agency that has been around awhile. The more experience they have, the more likely they are to know what types of coverage are available and which are most appropriate for your circumstances. A seasoned agent is also likely familiar with which insurers offer the best deals on various types of policies.

3. Expertise

Look for an agency that specializes in the type of coverage you need. For instance, some companies, even those that have been in business a long time, have little experience in life or auto insurance but specialize in business policies. Look for a professional whose expertise matches your needs.

4. Communication Skills

The insurance agency you choose should have professionals with good interpersonal skills. After a conversation, you should feel comfortable that you understand what your options are and how each one benefits you. You should also feel that the agent listened to you and understood what your needs are.

5. A Location Near You

Many people prefer dealing face-to-face with their agent instead of over the phone or via email. If you choose an insurance agency near you, you can stop by in person to discuss any issues or problems you have. This is particularly valuable if you want to change your coverage or if you need help filing a claim.

If you're looking for an experienced and responsive auto, home, life, boat, or liability insurance broker in the Sparta, WI area, turn to the Edwards Insurance Agency. For nearly 100 years, they have been providing expert advice and invaluable guidance to customers throughout Monroe County and beyond. They’ll help you secure comprehensive coverage at a great price while simplifying the process. Learn more about their team online, or call (608) 269-4512 to request an insurance quote.