It’s no secret that auto insurance can be expensive. Many drivers in Garfield, NJ, are constantly on the lookout for ways to reduce the cost, and the Imperial Agency has the information necessary to do so. Below, these insurance professionals share three ways to save on auto insurance.

3 Ways to Save on Auto Insurance

Establish Good Credit

When it comes to insurance rates, many companies will look at a driver’s credit score to determine a sufficient cost. In this case, establishing good credit before you buy a policy can impact the final rate you’re given. Ways to improve credit scores include paying your bills on time each month, paying off the full balance on any credit cards you have, and refraining from securing more credit than you need.

Attend a Driving Course

Many agencies also offer discounts for anyone who attends a driving course. This can be particularly useful for teens, who face increased rates due to being new drivers. Driving courses (such as defensive driving lessons) also result in a lower price for adults, so speak with an agent about any possible discounts.

Choose the Right Vehicle

The vehicle you drive also factors into the price for auto insurance. If you choose a car that is considered high risk (such as a sports car), your rates will go up. Conversely, choosing a car with an abundance of safety features results in a lower insurance rate, since these vehicles are far less associated with risky behavior.

With almost four decades of experience, the agents at Imperial Agency offer a range of protections at a price people can afford. Their friendly team will help you find the right auto insurance policy for your needs. Learn more about how you can work with an agent by calling (973) 546-9567.