Auto accident injuries are often physically traumatic and financially stressful, especially when you’ve been hurt due to someone else’s careless driving. If your injuries are minor, you could successfully work with the insurance company yourself, but in most cases, you’ll need the help of a skilled professional to ensure you get the compensation you deserve.

Below are a few situations that call for the expertise of an experienced personal injury attorney: 

1. Injuries Are Severe

The more severe your injuries are, the more complex calculating a fair settlement amount becomes. Not only is the insurer responsible for your current medical expenses, but they are liable for all of your future health care costs as well. All too often, accident victims accept a settlement offer that seems fair, only to find themselves paying for continuing treatment out of their own pockets years later.

2. Insurer’s Offer Is Insufficient

It’s not uncommon for insurance companies to approach you with a settlement offer soon after the accident, sometimes before you even know the full extent of your injuries. Although these initial offers may not even cover your existing medical expenses, insurers will often result to negotiate with victims without an injury lawyer.

3. Insurer Has Denied Your Claim

Insurance companies often reject valid claims, hoping accident victims will simply abandon their rights out of frustration and exhaustion. In many cases, your personal injury attorney will collect evidence that proves liability and reopens negotiations. In many cases, the threat of a lawsuit is enough to bring insurers back to the negotiating table.

The personal injury attorneys at The Finkelstein Law Firm, PLLC have represented Hudson Valley auto accident victims and their loved ones for over 20 years, building a reputation for excellent service and standing up for their clients’ rights. If you’ve been hurt by a careless driver, visit the website to see how they can help, or call (845) 294-9003 to schedule a consultation.