If you suffer an injury while performing your job, you could be entitled to workers’ compensation benefits. This insurance program provides employees with reimbursement for medical expenses and other assistance when they suffer a work-related injury, and it also protects employers from lawsuits. If you were injured on the job, Achille, Ellermeyer, Wallisch & Sobol Attorneys at Law in Brookville, PA, can help you understand your rights.
Who Must Carry Workers’ Compensation Insurance?
Although labor laws vary by state, most employers carry some form of workers’ compensation insurance. In Pennsylvania, anyone with one employee or more must have workers’ compensation coverage. This figure includes not only full-time employees but part-timers and relatives hired to work for an individual. Some employers can provide their own coverage, but most purchase a workers’ compensation policy from an insurance company.
Types of Work-Related Injuries
Work-related injuries happen on the job or while conducting business on behalf of an employer. This means trauma from an accident that occurs in a company vehicle or at an off-site location could be considered a work injury. Common injuries include:
- Repetitive motion problems such as tendinitis or carpal tunnel syndrome
- Sprains or broken bones due to slips, falls, and other incidents
- Overexertion injuries resulting in ruptured tendons, pulled muscles, or strained ligaments
- Head, neck, and back injuries from falling objects, roadway accidents, and incidents involving heavy machinery
Basis for Filing a Claim
To qualify for workers’ compensation benefits, an employee must prove their injury occurred in the natural course of business. Unlike personal injury claims, which require the victim to prove the other party was at fault, it does not matter who is to blame in a workers’ compensation case. However, some insurance companies might try to minimize an injured worker’s benefits. To ensure you get all the compensation to which you are entitled, work with an attorney who understands Pennsylvania’s labor laws.
Achille, Ellermeyer, Wallisch & Sobol Attorneys at Law will work to get the medical coverage, care, and disability benefits you deserve. They will help you submit required claim forms, request medical records, and provide invaluable guidance. Visit their website to learn more about their workers’ compensation lawyers and other services provided by the firm, and call (814) 849-6701 to schedule a free consultation. Like them on Facebook to receive news from the law office.