In the event of an auto accident, many Kentucky motorists may be confused about just what exactly is covered in terms of insurance. It’s important to understand what coverage entails to ensure you remain protected when on the road. A skilled attorney from Jerry W. Wicker Law Offices can provide clients crucial information regarding auto accident claims, as well as offer assistance if your claim is denied.

With a dedicated and experienced legal staff, Jerry W. Wicker Law Offices is a well-regarded firm among local clients for their trusted guidance in a number of legal areas. When it comes to auto insurance claims, understanding coverage limitations is essential to preventing any gaps from occurring. In most states, liability coverage is the minimum required— this coverage extends to any bodily injury caused to another driver or damage to another vehicle. Drivers can also opt for collision coverage (which offers funding for any damage occurring to your vehicle) or medical coverage, which pays for your injuries.

Kentucky is designated as a no-fault insurance state, which means the insurance companies of all involved motorists will pay for their respective policy holders. Conversely, at-fault insurance states require the driver responsible for the crash to be financially liable. For even greater protection, underinsured/uninsured motorist policies will cover costs in the event that you are involved in an accident with a driver who lacks car insurance.

If your auto insurance claim is denied, hiring an attorney might be your only option for recouping damages. With an exceptional team of experienced and helpful attorneys, clients trust in Jerry W. Wicker Law Offices to serve a variety of legal needs. From personal injury to family law, visit their website for a complete listing of practice areas. For more information on claims relating to auto accidents, call (606) 785-5556 today.